Hati Lelaki -'s blog

Low density living at its best: TIJANI 2 NORTH, Bukit Tunku

dazrul — Sun, 07 Jun 2009 09:09:46 UT

[photo]23849640[/photo]

Date: Saturday, June 06, 2009

Category: Apartments/Flats/Houses

Region: Kuala Lumpur (Kuala Lumpur)

Description: TIJANI 2 NORTH, Bukit Tunku for Rent/Sale.
| Low density living at its best |

* Expatriate Choices & Corporate lease Welcome
* Exclusive residential development in Bukit Tunku [Kenny Hills].
* Prime address condo villa surrounded by breath taking greenery environment.
* Luxurious, Spacious and modern Condo Villa for comfort lifestyle and relaxing.
* Within 15mins drive to KLCC Twin Towers, 5mins drive to the Mall shopping centre and PWTC convention & trade centre.
* Easy connect highway to Shah Alam, Mont’Kiara, Damansara Heights, Petaling Jaya and even main way to Genting Highland.
* Facilities: Clubhouse, Gym, Swimming Pool, Jacuzzi, Sauna, Steam Room, Reading Room & Library, Games Room, Cafe, Squash Court, Basketball Court, Tennis Court and 24hrs security.

[1] 3000sqf Lowrise Duplex Condo Villa, 3 rooms, one of the few that have extra 2000sf private terrace area, total around 5000sqf.
[2] 3100sqf Highrise Condo, 4+1rooms, private lift.
[3] 2800sqf Highrise Condo, 3+1rooms, private lift.
* Equipped kitchen cabinet, fridge, washer & dryer and wardrobes.
* Rental RM14-16K (negotiable).
[4] 5000sqf Penthouse with private pool & roof garden
* Rental RM27K (negotiable)

* Sale from RM860 psf

View to appreciate. For more details please contact: Azrul at +6016-920 8226 / Danny at 017-229 9639 / Office at 03-9223 2826, alternatively email to walymkl[at]walym.com.my. Visit our website: www.walym.com.my

*** Welcome owners to list & co-broking agents ***

If You Die Without an Estate Plan

dazrul — Sun, 31 May 2009 14:12:11 UT

Understanding Intestacy: If You Die Without an Estate Plan

When a person dies without having a valid will in place, his or her property passes by what is called "intestate succession" to heirs according to state law. In other words, if you don't have a will, the state will make one for you. All fifty states have laws (or -statutes-) of this kind on the books.

The purpose of intestate succession statutes is to distribute the decedent's wealth in a manner that closely represents how the average person would have designed his or her estate plan, had that person had a will. However, this default can differ dramatically from what the person really would have wanted. Even where it is known what the person intended, no exceptions are made where no valid will exists. Nor are there any exceptions made based on need or special circumstances.

1990 UNIFORM PROBATE CODE

The 1990 Uniform Probate Code (the Code) serves as the starting point for many states' laws. Nevertheless, the laws of different states can vary greatly from each other and from the Code itself. However, the Code represents the best reference for a general discussion.

Under the Code, close relatives take property instead of distant relatives. The classes of relatives whose members receive property under the Code include the decedent's surviving spouse, descendents (children, grandchildren, etc.), parents, descendents of decedent's parents (siblings, nieces and nephews), grandparents, and descendents of grandparents (aunts and uncles and cousins). Adopted descendents are treated the same as biological descendents. If none of the above-named classes of relatives include any persons qualified to take the estate, the property "escheats" (goes by default) to the state.

*

Share Of Surviving Spouse

Under the Code, a surviving spouse is either entitled to the entire estate (after expenses and taxes of the decedent) or a substantial part of it. For example:

o

The surviving spouse is entitled to the entire net estate if the decedent is also survived by children who are all children of the decedent and the surviving spouse.
o

The surviving spouse is also entitled to the entire net estate if the decedent is not survived by descendents and parents.
o

If parents survive but no descendents survive, a surviving spouse takes the first $200,000 of the net estate plus three-fourths of anything exceeding that amount.
o

If the decedent is survived by descendents who are also the descendents of the surviving spouse, and by descendents who are not descendents of the surviving spouse, the surviving spouse takes the first $150,000 of the net estate plus one-half of anything exceeding that amount.
o

If the decedent is not survived by any descendents who are also descendent of the surviving spouse but is survived by descendents who are not descendents of the surviving spouse, the surviving spouse takes the first $100,000 of the net estate plus one-half of anything exceeding that amount.

*

Share of Descendents

Under the Code, if no spouse survives but descendents of the decedent survive, the descendents take the entire net estate by "right of representation."

*

Share of Parents

Under the Code, if a decedent is not survived by a spouse or descendents, the entire net estate passes to the decedent's parents equally or, if only one survives, to the survivor.

*

Share of Other Relatives

Under the Code, if a decedent is not survived by a spouse, descendents, or parents, the entire net estate passes to the decedent's parent's descendents (siblings of the decedent). If there are no siblings or descendents of siblings, the net estate goes to the decedent's grandparents or their descendents.

*

Net Estate

The "Net Estate" is the amount left for distribution to heirs after all debts, family protections, taxes, and administrative expenses have been paid. "Family protections" include homestead allowances, family allowances, and exempt property allowances.

What is Estate Planning?

dazrul — Sun, 31 May 2009 14:03:40 UT

Estate planning is one of the most important steps any person can take to make sure that their final property and health care wishes are honored, and that loved ones are provided for in their absence. Though often overlooked or put off in favor of more immediate concerns, a comprehensive estate plan can resolve a number of legal questions that arise whenever anyone dies: What is the state of their financial affairs? What real and personal property do they own? Who gets what? Does a personal guardian need to be appointed to care for minor children? How much tax will need to be paid in order to transfer property ownership? What funeral arrangements are appropriate?

What is an "Estate"?

Your "estate" consists of all property owned by you at the time of your death, including:

* Real estate
* Bank accounts
* Stocks and other securities,
* Life insurance policies,
* Personal property such as automobiles, jewelry, and artwork.

How Can an Estate Plan Help?

Regardless of your age, or the size and complexity of your estate, an estate plan can accomplish the following:

* Identify the family members and other loved ones that you wish to receive your property after your death.
* Ensure that your property will be transferred to those you have identified, as quickly and with as few legal hurdles as possible.
* Minimize the amount of taxes that will need to be paid in order for your property to pass to others after your death.
* Avoid the time and costs associated with the probate process by utilizing estate planning devices like living trusts and "payable on death" bank accounts.
* Dictate the kinds of life-prolonging medical care you wish to receive should you be unable to make your wishes known when the time comes.
* Set forth the kind of funeral arrangements you would like, and how related expenses are to be paid.

---&---

Scalp or Swing ?

dazrul — Tue, 24 Mar 2009 06:41:41 UT

Scalping is a term that goes back to pit trading at the exchanges, where the floor traders, being members, didn't have to worry about spread. After making one point, they would close the position. This was done up to 60 times a session and even the younger members found it exhausting!

With FX, I don't think precisely the same method is practicable. There is too much volatility. And why risk 25 pips to make 10, say, when the amplitude of a micro-cycle, on the yen crosses for example, is 120-160?

I prefer the method of swing trading, which is basically buy low and sell high. You can try the following:

1. Open a 5-min chart on EURJPY and put on stochastic (9-5-3) and RSI (9). I prefer to have RSI as a histogram as it is clearer to me. You can also use plain momentum as an oscillator.

2. Preparation: identify the bias over the past five hour cycle. Let us assume the direction is now up, so we will be buying not selling.

3. Signal: stochs must visit 20 or lower to start you off. This is often accompanied by RSI doing a low around 22. This is your alert. You are not trying to buy the indicator low!

4. Trigger: you must have one, or you will never enter the market! A trigger is a hard rule you always follow. I suggest a good trigger is a line on stochs at 46. If the %K moves over that line, they are buying, so you can join them. If it baulks at that level and returns lower, the cart is still pulling the horse. 46 can also act as a support level for a second surge, which is very lucrative.

Generally, because financial markets move in a compound series of half sine waves (like frogs hopping along a pathway), if the indicators visit a low, eventually they WILL get back to a high (stochs around 90 on this setup, RSI at least 65). However, you cannot just buy and sell the indicator levels - the world is not so simple.

Tips:
The higher cycle bias will predominate, so you need to check the 2-hour and 30-min charts for the status.
Don't sell in an upswing or buy in a downswing of the cycle.
Start with buying - it is a lot easier to identify a low node than a top node. Selling is a different game.

Closing a position is up to you. But I often wait for a second surge and possible negative divergence on indies. Alternatively, you may be content with 120 pips and use a limit order.

The Opportunities of Trading the Forex Hedged Grid System

dazrul — Sat, 14 Feb 2009 19:42:16 UT

I have seen the hedged grid system been used successfully (and highly unsuccessfully) over the last few years. Unfortunately the failures tend to discourage traders from taking advantage of this great system. I have found that the failures are mainly due to ignorance, impatience and greed (common reasons for trading failure).

In a nutshell the grid system uses the following methodology. You start by buying and selling a currency. When the price moves a predetermined distance (grid leg) you cash in the positive leg, leave the negative leg and buy and sell again. Sooner or later the system goes positive and you would then cash in when it is positive.

This is a brief summary of the content of our free hedged grid trading course available on expert-4x.com. Please refer to this course for more details of how money is made. The attraction is that the system is reasonably mechanical, can be programmed and does not take much supervision as exclusively entry orders are used.

Money is made when the price retraces 100%, 50%, 33% at various levels. This starts looking like a strategy that supports the Fibonacci concept. The grid system is also based on the nature of the market to trade sideways 80% of the time and to trend 20% of the time.

The dangers are that what if the price does not retrace and continues to trend. The Grid system can not make money in a trending market — full stop. One has to realize that. You therefore need Strategies to minimize damage during these periods:-

Firstly I have found that the biggest mistake made by traders is that they select a very small grid leg sizes e.g. 20 to 30 pips. This is a recipe for disaster. The trick is to use big leg sizes between 150 and 300 pips. What this does is that it sometimes turns a trending phase into movement in a sideways market. I would typically use 300 pips for the GBPJPY and 150 pips for the EURUSD for instance.

Secondly there is no rule that says that the legs have to be the same size. So I change my leg sizes in trending markets to be even bigger. If I started with 150 for the 1st leg I would go to 200 for the 2nd leg and 250 for the 3rd leg etc. This makes sure that I am carrying less loss making transactions in a trend.

Thirdly — sometimes it is wise to increase the number of lots with the trend compared to the numbers against the trend in a good trend. However be aware of having the same number of sell and buy transactions. All you will have done was lock in your current status in a 100% hedge.

Fourthly — This is the biggest change and most important one that I personally have made in my grid trading strategy. Always cash in all your transactions when your system is positive and when the price reaches the end of one of your grid legs. By cashing in you are reducing the risk of carrying negative lots in a trending market. This also gives you an opportunity to re-assess the market conditions.

Fifthly:- Cash in a start again is always an option. One of my strategies is to cash in all my open positions when the 3rd leg of my grid is reached and start again. Experience has taught me that this is a short term pain that goes away very quickly and is soon forgotten.

People that have traded the grid system will immediately see how the above approaches will reduce the risks of exponential losses building up in a strongly trending market. Please feel free to contact Mary McArthur at marymcarthur@expert4x.com for clarification on any items discussed above. She has numerous examples of successful applications of grid trading

This article is part of a series and many more will follow on Grid trading, money management and Forex Trading Strategies.

by Mary McArthur

Mary McArthur (marymacarthur@expert4x.com) is an Expert4x trader who provides technical input into the services provided by http://www.forextradersupportservices.com .As an expert, she authored a free hedged grid trading course on www.expert4x.com.

Popular Indicators and Fatal Mistakes Most Traders Make

dazrul — Fri, 13 Feb 2009 15:29:40 UT

Many traders like to use pivot points and moving averages but make fatal mistakes and don’t use them correctly, which ensures the indicators which can help their profitability actually causes them losses.

If you are using these indicators or thinking of using them, then learn now to use them correctly.

Here are some tips that will help you use these indicators correctly.

1. Don’t use them on meaningless data

More traders than ever are day trading and their losing.

The reason why is simple the time frame is to short and all volatility in daily periods is random and therefore NO technical indicator will give you any advantage, pivot points, moving averages, or any other indicator can help you make profits.

Ever seen a day trading vendor who has real time track record of profits?

You won’t!

Because it doesn’t work, volatility can and does, go anywhere in a day and traders lose – it’s as simple as that.

2. You can’t time entries with them!

Moving averages define the longer term trend; pivot points indicate points of rotation by definition, so they are telling you where prices may find support or resistance - nothing more.

Many traders like to simply wait for prices to reach the levels and enter their trades and then hope prices turn in the direction they anticipating, but if you rely on “hope” you will lose.

Never trade on “hope” trade with the odds in your favour.

This means when prices move towards the price levels you are looking at, you need to get the odds in your favour and that means combining them with momentum indicators to time your trading signals with the risk to reward I your favour.

You need evidence that price momentum is indicating the levels will hold.

If for example, prices move to support and price momentum turns up, you have the odds in your favour that support will hold and you can execute your trading signals.

Good momentum indicators are ones such as, the stochastic and Relative Strength Index (RSI) and if used with pivot points or moving averages, you have a powerful combination.

It’s all about combining indicators for profit – no indicator works on its own, so you need indicators that complement each other.

THE Biggest Mistake any Trader Can Make.

Is to try and “predict” market direction. Most day traders do this as standard and most people who use pivot points and moving averages, who try and execute trading signals with them are doing the same.

You can’t predict turning points so don’t try – act on confirmation and you will increase your odds of success dramatically.

Keep in mind trading is an odds game not a game of guessing, hoping or predicting – if you remember that and use it to your advantage you can avoid a fatal mistake most forex traders make.

Grab your FREE PDF's NOW: http://www.bestonlineforexbroker.com

Article Source: http://EzineArticles.com/?expert=Kelly_Price

Matahariku - Konflik diriku

dazrul — Thu, 05 Feb 2009 00:40:51 UT

Membayangkan saat-saat pedih mengharungi perpisahan. Saat tidak keruan. Pabila yang tersayang mulai mengelak untuk bertemu. Ajakan untuk malam bersama tergantung tanpa jawapan. Panggilan ke telefon bimbit tidak dijawab. Mesej ringkas tidak dibalas. Tidak kah semua itu menimbulkan keraguan dan kegelisahan pada seseorang yang menyayangi insan tersebut. Namun bukan semua orang akan bertindak untuk menimbulkan konflik dengan mempersoalkan kelakuan tersebut. Buat apa menimbulkan sengketa, sedangkan orang yang kita sayangi belum pasti milik kita. Berikan ruang masa untuk diri insan tersebut melalui perjalanan hidupnya. Andai ada takdir pertemuan, pasti kita berjumpa jua. Pada masa ini lah, untuk kita sibukkan diri dengan ahli keluarga terutama ibu dan bapa. Membina iltizam baru, untuk menggapai kejayaan dan keyakinan diri untuk terus menghadapi pancaroba hidup.

Dia lah yang menemuikan seseorang dan Dia lah menjauhkan seseorang. Sesungguhnya setiap yang datang adalah suratan takdir-Nya yang mengandungi maksud yang tersirat. Dia lah tempat insan mengadu akan segala permasalahan & Dia lah tempat insan mengharapkan penyelesaian.
Diri yang mengenal Tuhannya tidak akan bertindak semberono hingga menimbulkan konflik sesama manusia.

Sedangkan Tuhan itu Maha Tinggi Kasih Sayangnya terhadap insan. Justeru itu insan tidak harus mempunyai kebencian dan dendam terhadap insan yang lain.

Selesaikan segala urusan Tuhanmu, pasti urusan Tuhanmu akan selesaikan masalah kamu dengan insan.

Eratkan cintamu dengan Tuhanmu, pasti cinta manusia akan datang tanpa diharap.

Lirik lagu Agnes Monica - Matahariku (OST Jelita)

tertutup sudah pintu, pintu hatiku
yang pernah dibuka waktu, hanya untukmu
kini kau pergi dari hidupku
ku harus relakanmu walau aku tak mau

* berjuta warna pelangi di dalam hati
sejenak luluh bergeming menjauh pergi
tak ada lagi cahaya suci
semua nada beranjak, aku terdiam sepi

** dengarlah matahariku suara tangisanku
ku bersedih karna panah cinta menusuk jantungku
ucapkan matahariku puisi tentang hidupku
tentangku yang tak mampu melakukan waktu

repeat *

dengarkanlah kau matahariku

6.15pagi Feb 5, 2009
Bandar Sri Permaisuri

The Basics of Blogging

dazrul — Sat, 31 Jan 2009 00:46:34 UT

1. When you find a blog you like, explore the blog roll to find similar or related blogs
2. Use blog publishing sites to create your own blog in minutes, at no cost.
3. Remember, when posting, that everything you put online can be seen by anyone in the world.
4. Be cautious in your relationships with online strangers.

All Cried Out - Senja di Bandar Tun Hussein Onn

dazrul — Wed, 28 Jan 2009 13:16:21 UT

Dalam hujan gerimis, senja ini seolah memberikan ilmu baru dalam menyelami jiwa manusia. Ada manusia mudah terusik hanya dengan gurauan yang tidak disengajakan. Permintaan maaf langsung tidak dapat dilayan. Begitu sensitifnya manusia pada sesuatu perkara. Lalu terfikir, andainya aku bercinta lagi dan orang yang disayangi tidak dapat memaafkan aku atas kesilapan yang asalnya untuk bergurau. Maka menderitalah aku. Sebak lah mengenangkan saat-saat itu...

"All Cried Out"

[Allure]
All alone on a Sunday morning
Outside I see the rain is falling
Inside I'm slowly dying
But the rain will hide my crying, crying, crying
And you
Don't you know my tears will burn the pillow
Set this place on fire
'Cause I'm tired of your lie
All I needed was a simple "Hello"
But the traffic was so noisy that you could not hear me cry
(I) I gave you my love in vain
My body never knew such pleasure,
My heart never knew such pain
(And you) You leave me so confused
Now I'm all cried out, over you.

[112]
Cryin' over you, yeah

Never wanted to see things your way,
Had to go astray
For why was I such a fool (Why was I such a fool)
Now I see that the grass is greener
Is it too late for me to find my way home,
How could I be so wrong?

[Allure]
Leaving me all alone
Don't you know my tears will cause an inferno
Romance up in flames,
Why should I take the blame?
You were the one who left me neglected (I'm so sorry baby)
Apology not accepted
Add me to the broken hearts you've collected
(I) I gave you all of me (Gave you all of me)
How was I to know,
You would weaken so easily
(I) I don't know what to do (I don't know what to do)
Now I'm all cried out (All cried out)
Over you

(I) I gave you my love in vain
My body never knew such pleasure,
My heart never knew such pain
And you

[112]
You left me so confused

[Allure]
Now I'm all cried out
Now I'm all cried out
Over you

Satu kenangan di Mcdonald Bandar Tun Hussein Onn
7.25malam Jan 28.

Soledad

dazrul — Tue, 27 Jan 2009 04:48:59 UT

"Soledad" - WESTLIFE LYRICS

http://www.youtube.com/watch?v=F1MipfUd5sc

If only you could see the tears in the world you left behind
If only you could heal my heart just one more time
Even when I close my eyes
There's an image of your face
And once again I come to realise
You're a loss I can't replace

Soledad
It's a keeping for the lonely
Since the day that you were gone
Why did you leave me
Soledad
In my heart you were the only
And your memory lives on
Why did you leave me
Soledad

Walking down the streets of Nothingville
Where our love was young and free
Can't believe just what an empty place
It has come to be
I would give my life away
If it could only be the same
Cause I can't still the voice inside of me
That is calling out your name

Soledad
It's a keeping for the lonely
Since the day that you were gone
Why did you leave me
Soledad
In my heart you were the only
And your memory lives on
Why did you leave me
Soledad

Time will never change the things you told me
After all we're meant to be love will bring us back to you and me
If only you could see

Soledad
It's a keeping for the lonely
Since the day that you were gone
Why did you leave me
Soledad
In my heart you were the only
And your memory live on
Why did you leave me
Soledad

Gerhana Sepanjang 2009

dazrul — Sun, 25 Jan 2009 03:49:37 UT

Sepanjang tahun 2009, 2 gerhana solar and 4 gerhana lunar akan berlaku seperti berikut:

* 2009 Jan 26: Gerhana Matahari Annular Solar Eclipse <=> Tahun Baru Cina (Tahun Lembu)
* 2009 Feb 09: Gerhana Bulan Penumbral Lunar Eclipse <=> Thaipusam
* 2009 Jul 07: Gerhana Bulan Penumbral Lunar Eclipse
* 2009 Jul 22: Gerhana Matahari Total Solar Eclipse
* 2009 Aug 06: Gerhana Bulan Penumbral Lunar Eclipse
* 2009 Dec 31: Gerhana Bulan Partial Lunar Eclipse

Semoga Allah memberikan kekuatan dan ketabahan untuk menghadapi tahun yang penuh kemelut. Moga akan datang pembaharu yang akan menyelesaikan semua kemelut.

Rintik Hujan Hatiku

dazrul — Sat, 24 Jan 2009 14:54:56 UT

Siapakah kau dahulu
Telahpun aku pedulikan
Teguh merimbun kasihku
Tiada jemu menyemai rindu

Kini cuma harapan
Semakin suram perhubungan cinta
Mengharapkan sinar cahaya
Namun awan mendung menyelubungi
Sering dirimu menyakitiku
Perasaan hati ini
Ku kau ibarat kini
Tiada makna

Bilakan nanti berhenti
Rintik hujan yang membasahi hati
Ku berdoa kau kan berubah
Kembalilah sinar kasih
Kembalilah bercahaya di hati

Sukarku Fahami

dazrul — Mon, 19 Jan 2009 18:56:11 UT

ada masa kita menyayangi seseorang
tetapi kita merasakan kita bertepuk sebelah tangan
ada masa kita bisa rasa bersama...
ada sama kita rasa terasing
tanpa ucapan cinta
tanpa ucapan sayang
yang ada pertemuan yang penuh ragu

kita berbicara pasal kehidupan
tapi bicaranya hanya luaran
kita sudah lama mengenal luaran
tetapi jauh sekali soal hati dan perasaan
sayang hanya di mata
namun di hati penuh ragu

tapi hakikat tidak penah terucap di jiwa
namun jiwa menderita...
namun jiwa terseksa...
kerana aku menyayangimu

mungkin dirimu dihantui kenangan lama
kita saat aku meninggalkan mu
kau mengucapkan kata rindu
namun pabila aku kembali
kau sering berkias untuk bersua
kadang buat aku tidak keruan
antara realiti dan fantasi

cuma terkadang aku tertanya
adakah diriku yang hanya menyayangimu
adakah aku hanya teman tapi mesra...

Hasilan nukilan hati yang sepi
Bandar Sri Permaisuri
2.55am Jan 20, 2009

Beware Of The Typical Forex Trading Scam

dazrul — Sun, 09 Nov 2008 18:39:10 UT

Beware Of The Typical Forex Trading Scam

It's very easy for new forex trading investors to get taken in by some sort of forex scam or another. This can include just about any idea under the sun that scammers can come up with. Usually the realm of forex scams can include, software and e-books that ~guarantee~ a profit in the forex market, an unscrupulous market maker that spikes costumer accounts so they can get their fees, general false advertising, and even those with fake sites that just take your money and disappear.

The nature of the currency market tends to leave new investors vulnerable to such scams, simply because it fluctuates a lot and little is known about the market by the general population. It's up to investors to educate themselves on forex trading, just as they would before making any other investment if they expect to do well. This includes being aware of common scams. In 2001 the US Commodity Futures Trading Commission (CFTC) released nine tips investors in the forex market should keep in mind when looking for a broker:

~Stay Away From Opportunities That are Too Good To Be True
~Avoid Any Company that Predicts or Guarantees Large Profits
~Stay Away From Companies That Promise Little or No Financial Risk
~Be Wary of Trading on Margin Unless You Know What That Means
~Be Wary of Those Claiming To Trade in the "Interbank Market" because It's Safer
~Be Wary of Sending or Transferring Cash on the Internet, By Mail or Otherwise
~Scams Often Target Members of Ethnic Minorities
~Get the Company's Performance Track Record
~Anyone Who Won't Give You Their Background Isn't Worth the Risk.

Many forex scams, as is common with other types of scams, rely on getting dollar signs to appear in their victims eyes in order to pull off the scam. If at any point in the decision making process you start to feel yourself getting overly excited by the prospect of making what seems like easy money, then set your plans aside for the time being and come back to them later. You?ll be much calmer and in a better position to decide if the broker or deal you are interested in is really worth it.

One of the most common scams simply involves selling a product or system online that will ~guaranteed~ make you profits in forex trading. Be careful of online advertisements for these products, after all most of them contain information about the forex market that you can obtain by reading any other book on forex trading. It will give you information on the forex market if you are doing research, but it probably won?t give you the guaranteed secret to success.

Ralph Nunes's Forex Free Guide website offers articles, tips and updates on Forex Trading. To find this and more, check out his website at: http://www.forexfreeguide.com.

My2054 Grid Trading Part 1: Alligator aka Buaya Forex

dazrul — Fri, 29 Aug 2008 22:10:10 UT

1) Why Use the Alligator (Buaya Forex)

2) Set Up

3) Parameter

4) Its look

5) Summary

To be continued...

Keputusan Percubaan Grid Trading My2054

dazrul — Fri, 29 Aug 2008 21:06:05 UT

Hanya Kau Yang Mampu

dazrul — Sat, 07 Jun 2008 10:37:00 UT

Ku cuba redakan relung hati
Bayangmu yang berlalu pergi
Terlukis di dalam kenangan
Bebas bermain di hatiku

Cerita tentang masa lalu
Cerita tentang kau dan aku
Kini tinggal hanya kenangan
Kau abadi di dalam hatiku

Harusnya takkan ku biarkan engkau pergi
Membuat ku terpuruk rasa ingin mati
Derita yang mendera kapan akan berakhir
Hanya engkau yang mampu taklukkan hatiku

Cerita tentang masa lalu
Cerita tentang kau dan aku
Kini tinggal hanya kenangan
Kau abadi di dalam hatiku

Harusnya takkan ku biarkan kau pergi
Membuat ku terpuruk rasa ingin mati
Derita yang mendera kapan akan berakhir
Hanya engkau yang mampu taklukkan hatiku

Aku cinta ooohhhhhh
Aku cinta oooooooo
Aku cinta ooohhhhhh
Aku cinta oooooooo

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KE MANA ARAH PERJUANGAN BANGSA MELAYU KINI...

dazrul — Mon, 12 May 2008 19:48:14 UT

Sesebuah masyarakat Islam perlu maju dan membangun supaya ia jadi kuat secara lahirnya. Untuk mencapai kekuatan lahir ini bukan mudah. Ia tidak datang menggolek. Ia mesti diusahakan. Tidak seperti yang difahamkan oleh kebanyakan orang, usaha untuk mendapatkan kekuatan lahir tidak bermula dengan usaha lahir. Kekuatan lahir bermula dan bertitik tolak dari mencapai kekuatan rohani. Kekuatan umat Islam sama ada di peringkat jemaah, masyarakat atau negara, bukan terletak kepada ramai atau banyak bilangannya, kepada kepandaiannya, kepada kemajuannya, kepada kekayaannya dan lain-lain lagi. Ini semua adalah kekuatan- kekuatan tambahan yang tidak ada nilai apa-apa kalau tidak ada kekuatan-kekuatan yang asas.

Malahan tanpa kekuatan-kekuatan yang asas, semua kekuatan tambahan ini bukan sahaja tidak ada apa-apa makna, bahkan ia akan menjadi punca pecah-belah, rebut-merebut, perbalahan, perkelahian dan krisis. Lagi besar dan hebat kekuatan- kekuatan tambahan ini, lagi cepat masyarakat Islam akan runtuh. Ia ibarat membina rumah di atas tanah lumpur. Tidak ada tapak atau foundation yang kuat dan kukuh. Lagi besar rumah dibina, lagi cepat dan lagi dalam ia akan tenggelam.

Tanpa kekuatan-kekuatan yang asas, umat Islam akan berpecah- belah seperti firman Allah SWT:
Maksudnya: “Kamu lihat mereka itu bersatu padu, tetapi hati mereka berpecah belah.” (Al Hasyr: 14)

Tanpa kekuatan-kekuatan yang asas, umat Islam akan lemah walaupun mereka ramai seperti sebuah Hadis yang bermaksud:

Sabda Rasulullah SAW: “ Akan tiba masanya bahawa kamu akan diserbu oleh bangsa-bangsa lain (musuh) sebagaimana orang menghadapi makanan dalam hidangan.”

Seorang Sahabat bertanya: “ Adakah ketika itu jumlah kami sedikit ya Rasulullah?”

Rasulullah menjawab: “Bahkan jumlah kamu di waktu itu ramai tetapi kamu tak ubah seperti buih di laut.”

Tanpa kekuatan-kekuatan yang asas juga, musuh tidak akan takut dan gerun terhadap umat Islam seperti sabda Rasulullah SAW dalam sebuah Hadis yang bermaksud:

Sabda Rasulullah SAW: “Allah akan mencabut rasa ketakutan dari hati musuh-musuh kamu dan sebaliknya Allah akan masukkan ke dalam hati-hati kamu penyakit ‘al wahan’.”

Seorang Sahabat bertanya: “Apakah penyakit ‘alwahan’ itu ya Rasulullah?”
Rasulullah menjawab: “Iaitu cinta dunia dan takut mati.”

Tiga Kekuatan Asas Masyarakat Islam Kekuatan jemaah, masyarakat atau umat Islam terletak kepada tiga perkara asas yang terpokok iaitu:

1. Iman
2. Ukhwah
3. Kesefahaman dan keselarasan

• Iman
Iman yang dimaksudkan di sini ialah iman yang sempurna yang menjurus kepada taqwa. Setidak-tidaknya di tahap iman orang soleh atau iman ‘ayan’ atau iman di hati. Tidak memadai iman yang hanya di akal. Tidak memadai hanya setakat percaya dengan rukun-rukun iman tetapi ia mesti diyakini dan dijadikan pegangan dan aqidah.

Di antara sifat-sifat orang yang mempunyai iman ‘ayan’ ini ialah hatinya sentiasa mengingati Allah, sentiasa memikirkan tentang ciptaan Allah dan sentiasa merasakan bahawa dirinya diawasi oleh Allah. Cetusan dari keadaan hati yang seperti ini, dia akan sentiasa merasa malu dengan Allah, rasa tawakal kepada Allah, rasa sabar terhadap segala ujian dan mehnah dari Allah, rasa bersyukur terhadap segala nikmat Allah, rasa cinta dan takut kepada Allah dan berbagai-bagai lagi sifat mahmudah yang lain.

Dengan iman yang di tahap ini, seseorang itu akan memperolehi kekuatan dan kemerdekaan yang luar biasa yang tidak boleh dikalahkan oleh kuasa apa pun selain Allah. Dia merasa gagah dan kuat dengan Allah. Dia berani berjuang dan berkorban kerana pergantungannya yang total kepada Allah. Dia rasa cukup dengan Allah. Allah itu modal dan asetnya yang paling besar. Kekuatan seperti ini tidak dapat dibina melalui apa cara sekalipun kecuali dengan menanam iman yang sebenarnya di dalam hati-hati umat Islam. Kalau kekuatan seperti ini dapat dicapai maka sebahagian dari kejayaan sudah diperolehi. Usaha dan perjuangan yang dibangunkan oleh umat Islam yang teguh iman mereka seperti ini akan menjadi kuat dan dibantu oleh Tuhan walaupun jumlah mereka sedikit.

Sebaliknya, usaha dan perjuangan yang dibangunkan oleh umat Islam yang lemah iman mereka akan turut menjadi lemah dan tidak dibantu Tuhan walaupun jumlah mereka ramai. Lagi ramai, lagi cepat mereka jatuh, gagal dan kecundang kerana terlalu ramai yang membuat masalah dan terlibat dengan dosa dannoda yang menjadi hijab dari bantuan Tuhan. Firman Allah SWT di dalam Al Quran:

Maksudnya: “Jika ada di kalangan kamu 20 orang yang sabar, akan dapat mengalahkan 200 orang musuh.” (Al Anfal: 65)

Maksudnya: “Allah itu pembela (pembantu) bagi orang-orang yang bertaqwa.” (Al Jasiyah: 19)

• Ukhwah
Ukhwah dan kasih sayang sesama umat Islam tidak akan dapat dibina tanpa iman dan taqwa. Kasih sayang adalah buah dari iman. Tidak ada apa-apa erti kalau kita berslogan, berkempen dan mengajak masyarakat supaya berkasih sayang jika iman yang sebenarnya tidak ada di dalam hati. Sampai bila pun masyarakat tidak akan dapat berkasih sayang. Kasih sayang sesama manusia lebih-lebih lagi sesama umat Islam adalah cetusan dari rasa cinta kepada Tuhan. Tuhan akan campakkan ke dalam hati-hati orang yang mencintai-Nya, rasa perikemanusiaan. Dengan rasa perkemanusiaan inilah manusia akan saling mengasihi di antara satu sama lain.

Allah SWT berfirman:

Maksudnya: “Berpeganglah kamu pada tali-tali Allah dan janganlah kamu berpecah belah.” (Al Imran: 103)

Tali-tali Allah itu dimaksudkan kepada syariat Allah. Semua umat Islam mesti sama-sama menerima dan mengamalkan syariat Tuhan. Berpegang kepada tali-tali Allah juga bermaksudsama-sama merasa cinta dan takut kepada Allah. Orang-orang yang sama-sama rasa cinta dan takut pada Allah akan diikat hati-hati mereka oleh Allah dan akan mudah berkasih sayang. Hasil dari ukhwah dan kasih sayang akan timbul tolongmenolong, bantu-membantu, bela-membela, berlapang dada, bertoleransi, suka memberi maaf, suka meminta maaf, bertimbang rasa dan sebagainya. Akan timbul rasa bersama dan bekerjasama. Ini semua akan mencetuskan perpaduan dan persaudaraan. Umat Islam akan menjadi kuat dan bersatu padu.

• Kesefahaman dan keselarasan

Kesefahaman tidak akan timbul tanpa iman dan ukhwah. Iman dan ukhwah boleh menyuburkan kesefahaman. Umat Islam perlu bersatu fahaman dalam segala hal. Bersatu fahaman dalam aqidah. Bersatu fahaman dalam ibadah. Bersatu fahaman dalam akhlak. Bersatu fahaman dalam menetapkan siapa lawan dan siapa kawan. Bersatu fahaman dalam menerima hal-hal ijtihad dan mazhab dalam masalah-masalah furuk.

Bersatu fahaman dalam berjuang dan berkorban dengan minda yang satu dari pemimpin yang satu. Sekiranya kefahaman tidak sama dan tidak disatukan, maka pegangan akan berbeza. Kepercayaan akan berbeza. Keutamaan akan berbeza. Akhirnya tindak-tanduk juga akan berbeza. Jika kesefahaman tidak wujud di antara pemimpin dan pengikut, maka ketaatan sukar dicapai. Kalau pun nampak macam ada ketaatan, ia hanya ketaatan lahir. Hati tidak bersama. Ketaatan itu tidak total. Tanpa kesefaman, ukhwah dan perpaduan boleh menjadi rosak.

Manusia boleh terpisah ke dalam berbagai kumpulan, puak, parti atau klik mengikut fahaman mereka masing-masing. Rosak ukhwah dan perpaduan maka lemahlah masyarakat Islam. Tanpa kesefahaman, tidak akan lahir keselarasan, sama ada pada rasa, pemikiran dan tindak-tanduk. Ini boleh menyebabkan umat Islam menjadi kucar-kacir. Dalam bergerak danberjuang, ada yang hendak ke hulu, ada yang hendak ke hilir. Ada yang hendak ke darat, ada yang hendak ke baruh. Ada pula yang hendak duduk diam, tidak mahu pergi ke manamana. Tenaga umat Islam tidak dapat digemblingkan ke satu arah yang sama untuk kepentingan bersama. Seperti juga di dalam satu perahu, ada yang hendak berdayung ke hadapan. Ada yang hendak berdayung ke belakang. Ada yang tidak mahu berdayung langsung. Maka perahu akan berpusing-pusing di tempat yang sama. Kalau nasib tidak baik, ia boleh karam dan semua orang di dalamnya akan tenggelam. Ketiga-tiga kekuatan asas ini tidak timbul dengan sendiri.

Ia perlu kepada seorang pemimpin yang membawa minda dan yang mendidik masyarakat Islam ke arah itu. Pemimpin ini pula bukan calang-calang pemimpin. Dia mesti pemimpin yang berilmu, bertaqwa, berwibawa, yang manusia memberi hati padanya dan yang mendapat rahmat dan berkat dari Allah.

ANTARA WIBAWA SUAMI DAN KETAATAN ISTERI

dazrul — Mon, 05 May 2008 08:13:48 UT

" Institusi keluarga sudah tidak berfungsi sebagai tempat mendidik manusia, sudah tidak berperanan sebagai tempat menyuburkan iman dan taqwa, tidak membangunkan jiwa,tidak membentuk dan mencorakkan insaniah.Belaian kasih sayang, ayunan buaian seorang ibu yang menyuburkan jiwa bertuhan atau rasa bertuhan yang buahnya ialah manusia agung yang hatinya sangat membesarkan Tuhan sehingga seluruh makhluk ini dipandang kecil. "

Akibat daripada keruntuhan institusi keluarga berbagai-bagai masalah sosial telah terjadi dan tidak dapat dibendung lagi. Kes-kes juvana meningkat dengan ketara. Di Barat kini seolah-olah sudah tiada lagi institusi keluarga. Ini dilihat bukan saja ramainya bersekedudukan tanpa kahwin, bahkan yang berkahwin secara sah pun sudah terlalu amat runtuh.

Perkahwinan tidak lebih dari sekadar memenuhi tuntutan biologi. Suami sudah tidak ada rasa bertanggungjawab terhadap isteri. Isteri pula tidak perlu taat kepada suami. Ibu bapa sangat tidak memberi kasih sayang kepada anak-anak dan anak-anak pula sentiasa mencari peluang untuk hidup bebas dari ikatan kekeluargaan.

Andainya tidak diperkukuhkan oleh undang-undang nescaya pertalian kekeluargaan amat terbarai. Akibat daripada keruntuhan institusi keluarga itu amat mereka rasai. Berbagai-bagai masalah sosial telah terjadi dan tidak dapat dibendung lagi. Kes-kes juvana meningkat dengan ketara. Jenayah kekeluargaan juga amat menakutkan. Undang-undang yang mereka cipta tidak memberi kesan untuk mententeramkan kehidupan berkeluarga. Berbagai peristiwa dan pengalaman pahit yang berlaku saban hari sangat mengganggu perasaan dan fikiran Mereka menyedari apa yang telah berlaku yang punca utamanya adalah keruntuhan institusi keluarga . Namun mereka tidak berupaya membaikpulih keremukan yang berlaku itu.

Para inteleknya dan pemikir masyarakat mengaut keuntungan hasil penjualan buku atau menjual modul yang sarat dengan idea kekeluargaan, namun semuanya berakhir dengan kehampaan. Ikatan tali kekeluargaan tetap tidak berlaku. Kerosakan dan kejahatan masyarakat Barat ini kalau dicatatkan nescaya senarainya amat panjang, kerana ianya seolah-olah sudah menjadi budaya hidup. Sudah sebati atau sudah menjadi sebahagian dari keperluan hidup. Contohnya arak sudah dianggap sebahagian kehidupan mereka. Samalah juga dengan perceraian, bersekedudukan, anak luar nikah, tersisih dan terbuangnya ibu bapa dan warga tua.

Tamadun mereka menjulang tinggi, tetapi akhlak, kemanusiaan, kebahagiaan ranap menyembah bumi . Semua yang dipaparkan itu berpunca daripada hidup tanpa Tuhan . Apabila hidup tanpa Tuhan yang secara automatik sudah tidak lagi merasai kehambaan, maka nafsulah yang berkuasa. Sedangkan nafsu itu sangat mengajak dan mendorong kepada kejahatan, hidup tanpa peraturan seperti haiwan yang nafsi-nafsi. Masing-masing hanya mahu menonjolkan ego dan rakus untuk kepuasan diri saja. Halal haram sudah tidak diambil kira.

Malangnya, kerosakan masyarakat Barat itu turut melanda umat Islam. Keruntuhan institusi keluarga turut tidak terkecuali di kalangan umat Islam. Walaupun tidak sampai begitu parah seperti masyarakat Barat, namun ianya tetap di tahap serius. Tidak hairan kesannya turut menjalar di tengah masyarakat. Apa yang berlaku di kalangan masyarakat Barat, itu juga kejahatan dan kemungkaran yang terjadi di kalangan umat Islam.

Contohnya, di negara kita sedang hangat dengan isu Black Metal, Pink Metal, Heavy Metal, dalam keadaan kita belum pulih dari masalah dadah, bohsia, lepak, ponteng sekolah, vandalisma, gangsterisma dan lain-lain lagi. Mengapa terjadi hal yang sama seperti masyarakat Barat? Jawabnya ialah dari punca yang sama. Kalau masyarakat Barat secara total menolak Tuhan, masyarakat Islam pula biarpun tidak menolak Tuhan, namun Tuhan sudah tidak dibesarkan dalam kehidupan. Tuhan sudah tidak dibawa bersama dalam segala urusan termasuk dalam rumahtangga dan keluarga.

Hasilnya sama saja, iaitu nafsulah yang besar dan berkuasa dalam urusan harian termasuk dalam hal ehwal keluarga. Hidup berkeluarga adalah fitrah manusia. Ertinya sesuatu yang memang semulajadi diingini oleh manusia. Siapa yang menentangnya pasti akan berlaku kepincangan dan hilang kebahagiaan.

Dalam Islam, fitrah berkeluarga itu dikuatkan lagi dengan perintah Tuhan yang bermaksud: Jagalah diri kamu dan keluarga kamu dari api Neraka. Isyarat dari Tuhan mengenai menjaga keluarga itu amat berat apabila Tuhan memerintahkan agar menjaga keluarga dari api Neraka, yang tentunya bukan satu urusan mudah dan remeh. Satu kewajipan yang tidak boleh mencari helah untuk berlepas diri. Andainya ada ahli keluarga yang dilemparkan ke Neraka maka pihak yang paling bersalah ialah pimpinan dalam keluarga itu sendiri iaitu suami atau bapa.

Perintah menjaga diri dan menjaga keluarga dari api Neraka itu dirangkaikan sekali. Ini menggambarkan betapa menjaga diri dan menjaga keluarga itu sama penting. Sebab itu tidak hairan bilamana dikhabarkan dalam sebuah Hadis Qudsi mengenai seorang hamba Allah yang membawa amalan yang banyak di Akhirat nanti tetapi dilemparkan ke Neraka lantaran tidak mencukupi untuk menebus dosa-dosa anak isterinya yang banyak.

Banyaknya dosa-dosa anak isteri itu berpunca dari kelalaian dirinya selaku suami dan bapa . Apabila anak isterinya menuntut keadilan dari Tuhan maka Tuhan hukum dirinya yang lalai, cuai serta mengabaikan mereka. Apabila tidak setimpal pahala dirinya untuk menebus dosa-dosa anak isterinya maka Tuhan perintahkan dilempar ke Neraka bersama-sama anak isterinya. Itu adalah coretan peristiwa di Akhirat yang amat mengerikan.

Cuba kita tinjau pula di dunia ini. Mengapa kemungkaran dan kemaksiatan di kalangan masyarakat Islam sangat berleluasa? Tidak usahlah kita meletakkan masalah itu kepada golongan remaja saja. Golongan lain pun turut terlibat bahkan lebih dahsyat, zalim dan jahat. Penyelewengan yang dilakukan oleh golongan lain sebenarnya jauh lebih besar dosanya dan jauh lebih berat nilai kerosakannya.

Itu semua tidak lain adalah kerana institusi keluarga sudah tidak berfungsi sebagai tempat mendidik manusia, sudah tidak berperanan sebagai tempat menyuburkan iman dan taqwa, tidak membangunkan jiwa, tidak membentuk dan mencorakkan insaniah.

Tidak keterlaluan kalau dibandingkan rumahtangga kini sudah seperti tanah perkuburan. Hanya menjadi tempat menghimpunkan mayat-mayat hidup yang roh sudah tidak berfungsi. Bangkai bernyawa yang hanya makan, minum, tidur, rehat dan berkelamin. Buka saja mata di waktu pagi bukan Tuhan yang diingat atau didahulukan, tetapi ialah segala macam yang bersifat benda. Apa saja yang hendak dilakukan semuanya menjurus kepada unsur-unsur makan, minum, tidur, rehat dan berkelamin.

Tuhan dan Akhirat sudah tidak diambil kira. Halal haram juga tidak pernah diperhitungkan. Apabila roh atau hati atau jiwa kehilangan fungsi maka penghuni rumahtangga atau anggota keluarga itu tidak ubah umpama mayat bergerak. Tamadun material dibangunkan bermati-matian bahkan semakin hari semakin canggih. Tetapi tamadun rohani semakin pudar, gersang, kering-kontang.

Akibatnya tamadun yang tinggi itu sedikit pun tidak mendatangkan nikmat kebahagiaan sejati yang hanya dapat dirasakan di hati. Biar ribuan saranan, idea, buah fikiran, cadangan, agenda dan program dibuat untuk mengatasi kemungkaran maksiat dan penyelewengan, bukan saja tidak dapat mengatasinya, bahkan dalam perlaksanaannya pula penuh dengan berbagai penyelewengan baru. Atau boleh juga menyelesaikan satu masalah tetapi timbul pula sepuluh side effect baru.

Akhirnya masalah yang sedia ada belum selesai, berlapis bersusun dan bertindih pula masalah baru. Kadang-kadang terdapat juga pihak yang menampakkan kesungguhan untuk membaik pulih institusi kekeluargaan. Mereka tampil dengan berbagai modul kekeluargaan. Kehadiran mereka disambut meriah oleh masyarakat yang secara kebetulan sedang sangat mendambakan penyelesaian. Namun hasilnya tidak pula menurunkan kadar kemungkaran masyarakat. Wang para peserta berpindah ke poket para motivator ini kerana mereka juga hanya sekadar memberikan idea, pendapat, saranan melalui berbagai hasil kajian, tetapi tidak benar-benar membawa manusia kembali kepada Tuhan agar penuh rasa takut, gerun, ngeri dan benar-benar membesarkan Tuhan.

Selagi institusi keluarga tidak diperkukuhkan dengan kembali kepada Tuhan dan syariat-Nya. Selagi Tuhan tidak dibesarkan dan diutamakan. Selagi syariat Tuhan terabai dan terbarai dalam rumahtangga, selama itulah masalah masyarakat tidak akan selesai . Oleh itu siapa pun yang ingin melihat masyarakat Islam dan bercita-cita memperjuangkannya, maka jangan memandang kecil dan remeh soal pembentukan institusi keluarga menurut Islam. Empayar Islam yang telah berlaku berkurun lamanya bukan produk dari mana-mana universiti di zaman itu. Tetapi adalah produk pembinaan insaniah yang amat berkesan . Semuanya berlaku di alam rumahtangga dan keluarga. Apabila kita kagumi tokoh-tokoh Islam yang amat berjasa dan masyhur, maka itu adalah produk dari didikan dan asuhan di alam rumahtangga. Rahim ibu itu adalah tempat adunan benih-benih suci murni hasil perkongsian hidup yang hanya bercita-cita dan berjuang untuk mendapatkan Tuhan. Kelahiran seorang bayi disambut oleh tangan yang sentiasa menadah kepada Tuhan mengharapkan keampunan, keredhaan dan rahmat Tuhan. Belaian kasih sayang, ayunan buaian seorang ibu yang menyuburkan jiwa bertuhan atau rasa bertuhan yang buahnya ialah manusia agung yang hatinya sangat membesarkan Tuhan sehingga seluruh makhluk ini dipandang kecil. Seluruh makhluk ini yang sifatnya menakutkan semuanya tenggelam lenyap di bawah ketakutan kepada Tuhan. Seluruh makhluk ini yang sifatnya sedap dan lazat semuanya tenggelam lenyap di bawah kecintaannya kepada Tuhan.

Semua makhluk yang ada ciri-ciri gagah, berkuasa, handal, jaguh semuanya tidak menggetarkan hatinya kerana tenggelam lenyap di bawah keagungan, kebesaran dan kekuasaan Tuhan. Peribadi agung yang menempa sejarah ini semuanya dibentuk melalui acuan utamanya di alam rumahtangga dan keluarga.

Source:
http://www.ikhwantoday.com/rencana/artikel.php?recordID=166

Welcome 2008 Year of Rat

dazrul — Sat, 29 Dec 2007 03:11:16 UT

Years of Rat
1924, 1936, 1948, 1960, 1972, 1984, 1996, 2008

Years and the Five Elements
Persons born within these date ranges can be said to have been born in the "year of the Rat," while also bearing the following elemental sign:

* 31 January 1900 - 18 February 1901: Metal Rat
* 18 February 1912 - 5 February 1913: Water Rat
* 5 February 1924 - 24 January 1925: Wood Rat
* 24 January 1936 - 10 February 1937: Fire Rat
* 10 February 1948 - 28 January 1949: Earth Rat
* 28 January 1960 - 14 February 1961: Metal Rat
* 15 February 1972 - 2 February 1973: Water Rat
* 2 February 1984 - 19 February 1985: Wood Rat
* 19 February 1996 - 6 February 1997: Fire Rat
* 7 February 2008 - 25 January 2009: Earth Rat
* 2020 - 2021: Metal Rat

Attributes:
Rat people are born under the sign of charm and aggressiveness. They are expressive and can be talkative sometimes. They like to go to parties and spend quiet times chatting with their friends. Although the Rat can be quiet sometimes, it is rare to catch a Rat sitting quietly.

Rat people usually have more acquaintances than real friends and they revere and cherish those close to them. Once you become their real friends, they will treat you as their family. Rats are self-contained and keep problems to themselves. And even though they can be talkative sometimes, they never confide in anyone.

Sometimes mean, narrow-minded and suburban in outlook, Rat people are nevertheless honest. They can always make a success of their lives as long as they manage to master their perpetual discontent and their insistence on living for the present moment.

The Rat is quick-witted. Most rats get more accomplished in 24 hours than the rest of us do in as many days. They are confident and usually have good instinct. Stubborn as they are, they prefer to live by their own rules rather others. It won't be an easy task to work with Rat people, why? Simple, because they are also 100% perfectionists.

They are very organized and talented, perhaps that is why the Rat makes a good businessman or politician. Unfortunately, as soon as the Rat earns money, he spends it. Maybe that explains why the Rat is so careful when he lends money to others. If you ever borrow money from the Rat, don't be surprised by the high-interests.

The Rat is not romantic, but he is sensual and loving. Rat people could be hard to see through at first glance, because they are also very protective, but even though they are not easy but they are worth it - ask anyone who has a Rat for a lover, parent, child or friend. They are very loyal and devoting to their families.

The Chinese astrological cycle begins with the year of the Rat; consequently those born within this category like to be first, pioneers, at the forefront of the action. Because of this, they tend to see themselves as a cut above the others. Restless and inquisitive, those born under the influence of the Rat are active, both physically and mentally, and tend to lead busy lives. Challenge is essential to them for they love the thrill of living dangerously. With clairvoyance, intuition, perspicacity and an eye for detail, Rats are formidable problem solvers, finding workable solutions to the knottiest problems. Travelling is one of their favorite pastimes.

The Rat possesses attributes ranging from charming and humorous to honest and meticulous. The Chinese say those born in these years make good and wise advisors, yet they can never decide for themselves and change direction constantly. However, Rats at times hunger for power and money, leading some to be gamblers and others to be manipulative or petty. Their greed can lead them into a destructive trap.

Rats are best known for their charm. Blessed with a sharp wit, they possess a marvelous sense of humor, which makes them stimulating and amusing company to have around. Generally extroverted, they may well be described as opportunists for they prefer to live off their wits rather than labor long and hard to earn their daily bread.

Rats should have a happy childhood and a carefree youth. However, the second part of their lives may be stormy and problematical. They may be prone to lose money in a bad business deal or their happiness in an unfortunate love affair. The third part of their lives will be comfortable, and their old age as peaceful as could be wished.

It is important to note whether the Rat was born in the summer or the winter of the year. In summer the lofts and granaries are full, but in winter the Rat will be obliged to go out and forage for food, and must watch out for the traps set along the way. In human terms, this could mean the risk of prison or an accidental death.

The Passionate Rat

Rats are able to control their feelings and will generally present a cool facade to the outside world, regardless of whatever volcanic emotions they may be feeling inside. But these are passionate creatures whose feelings can be deeply stirred and though able to control them as a rule, when the volcano does erupt, watch out! Perhaps one of their faults is their inability to actually talk about their feelings to those they love, and consequently they tend to repress them -- thus adding to the volcanic pressure. As well as being deeply passionate they are sensual creatures who simply exude sexuality and who greatly enjoy all forms of physical stimulation.

Rats' romantic life is very quiet, provided that they take care not to interact with the Horse or Rooster. In particular, it is catastrophic for a male Rat to marry a female Fire Horse. They should be wary of those born in the Year of the Rabbit. Rats have excellent relations with the Dragon, Monkey, Ox and Tiger.

January is the month of the Rat. The time of the Rat is from 11:00 p.m. to 12:59 a.m.; their direction of orientation is the north. The Rat's color is light blue.

Compatibility
(1 - least compatible, 100 - most compatible)

Rat: 81 - A very good match.
Ox: 88 - A stable and peaceful relationship.
Tiger: 70 - In order to success, both must endure.
Rabbit: 47 - Not advised, they should stay away from each other.
Dragon: 95 - One of the best-arranged unions.
Snake: 67 - Better be friends than lovers.
Horse: 29 - No, no, no.
Sheep: 56 - Probably not.
Monkey: 90 - It'll be a fun and loving relationship.
Rooster: 66 - Steamy, yes, but not lasting.
Dog: 72 - Why not?
Pig: 81 - This can work. They admire each other.

Persons born in the year of rat:
Plato, Haydn, Mozart, Tchaikovsky, Tylstoy

Haji Menuju ALLAH

dazrul — Sat, 22 Dec 2007 11:05:05 UT

KETABAHAN SITI HAJAR

ALLAH S.W.T. memerintahkan Nabi Ibrahim memindahkan isterinya Siti Hajar bersama bayi kecilnya ke negeri Makkah, yang pada waktu itu henyalah sebuah padang pasir yang tandus. Siti Hajar patuh.

Nabi Ibrahim berkata, "Aku tinggalkan kamu Hajar dan Ismail di sini... bukan untuk dibiarkan tetapi untuk dipelihara Allah s.w.t. yang maha kuasa" .

Hari demi hari berlalu. Akhirnya bekalan makanan telah kehabisan. Anak kecilnya mula menangis. Air susu sudah tiada lagi untuk diberikan. Siti Hajar memandang sekeliling. "Tiada apa yang ada di sini kecuali padang pasir tandus. Tapi aku mesti dapatkan air. Jika tidak, Ismail akan mati!" kata Siti Hajar.

Siti Hajar mula berlari-lari ke sana ke mari untuk mencari air.Tanpa disedari, Siti Hajar telah berulang-alik antara dua tempat yang dikenali sebagai Safa dan Marwa sebanyak tujuh kali. Siti Hajar mula cemas. Tetapi hatinya teguh. Kepada Allah, yakin sekali. Sedang dia mencari-cari air, tiba-tiba terpancar air dari tendangan kaki anaknya Ismail.

Siti Hajar lalu melutut dan mengucapkan rasa syukur kepada Allah s.w.t. kerana membantunya pada ketika dia tiada ternpat lagi untuk mengadu. Siti Hajar lalu mengumpul air sambil menyebut "Zam Zam! Zam Zam!" yang bermakna "Berkumpullah! Berkumpullah!"

Mata air itu tidak pernah kering-kering. Sebaliknya ia terus mengalir hingga ke hari ini. Itulah air zam zam yang terletak di sisi Kaabah di Makkah al-Mukarramah. Begitulah cantik dan indahnya Allah atur sesuatu perkara. Allah datangkan rahmat, bantuan dan per tolongan pada saat akhir kerana hendak menguji keimanan Siti Hajar. Siti Hajar telah menghadapi ujian tersebut dengan penuh tawakal tanpa sangsi sedikit pun akan kehebatan dan maha pengasihinya Allah.

Mungkir Bahagia

dazrul — Thu, 06 Dec 2007 03:21:56 UT

Bagaimana Mengatasi Kekecewaan?
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Fahami punca masalah
Fahami betul-betul sebab-sebab yang menyebabkan anda menjadi kecewa. Selagi anda tidak benar-benar pasti punca yang menyebabkan anda kecewa, pastilah sukar untuk anda mencari jalan keluar dari ekekcewaan tersebut. Adalah lebih mudah untuk mengatasi sesuatu perkara yang kita sendiri faham. Oleh itu setelah betul-betul memahami punca-puncanya, maka mudahlah kita untuk cuba mencari jalan keluar daripada masalah itu.

Fahami perasaan anda
Perasaan kecewa yang kita alami adalah umpama mimpi. Kadangkala ianya kurang berasas dan tidak bertapak. Oleh itu kenali benar-benar perasaan kita yang sebenarnya itu. Cuba hayati tekanan yang kita hadapi itu. Apabila kita mengetahui sifat sebenar perasaan kecewa kita itu, maka barulah mudah untuk kita cuba melakukan sesuatu untuk mengatasinya.

Ikhlas dengan perasaan sendiri
Jangan cuba menipu perasaan sendiri. Ini kerana kadangkala kita berasa kecewa bukan pada tempatnya. Misalnya, seseorang itu mungkin berasa kecewa kerana rakannya lebih berjaya dalam peperiksaan. Tapi sebenarnya dia kecewa kerana rakannya itu juga adalah lebih cantik darinya. Malah kekecewaan kerana kurang cantik itu jauh lebih mengatasi kekecewaan kerana prestasi yang kurang baik dalam peperiksaan. Dalam hal ini, kita sengaja menokok-tambah beban-beban kekecewaan itu. Oleh itu cuba ikhlas dengan perasaan sendiri. Cuba fokuskan punca sebenar kekecewaan. Apabila kita teliti dengan hati yang tenang, mungkin kita akan berasa bahawa punca sebenar kekecewaan itu adalah tidak berasas.

Fahami punca-punca kekecewaan
Cuba cari punca asas kita berasa kecewa dan cuba fahami benar-benar keadaan sebenar punca-punca itu. Tanya persoalan berikut: adakah punca-punca itu tidak akan dapat diatasi? akan sentiasa berulang? akan berulang jika tidak melakukan sesuatu? salah diri sendiri? dianiaya? tidak akan berlaku lagi?

Bolehkah berlaku lagi atau dielakkan terus?
Setelah memahami punca sebenar kekecewaan, dan sifat-sifat perkara yang menyebabkan kita kecewa itu, cuba fikirkan sama ada kekecewaan itu boleh disekat daripada berlaku lagi atau tidak? Sekiranya kita dapat membuat kesimpulan bahawa kekecewaan itu mungkin boleh dihindari pada masa-masa akan datang, maka ini bermakna kita sentiasa masih mempunyai harapan.

Apakah cara untuk mengatasi kekecewaan?
Ini adalah antara ubat kekecewaan. Apabila kita rasa kita sudah mahu bertindak untuk mengatasi kekecewaan, kita sebenarnya telah berjaya, iaitu berjaya dalam perjuangan untuk menguasai diri kita. Sebaliknya juga, apabila kita gagal memulakan langkah-langkah ke arah mengubati hati luka itu, selagi itulah kita dianggap masih gagal. Lantaran itu cuba atasi kekecewaan tersebut. Antaranya adalah:

Menumpukan perhatian kepada aktiviti lain yang lebih berfaedah.
Melupakan kekecewaan tersebut dan menanam tekad baru untuk tidak kecewa lagi.
Meluahkan perasaan kepada orang yang kita percayai
Minta nasihat orang lain
Cuba minta nasihat daripada orang lain yang kita hormati atau segani. Jangan minta nasihat dari orang yang kita benci atau orang yang selalu sakitkan hati kita. Dalamk kata lain, jangan tambah penyakit. Tidak kiranya apa nasihatnya, namun biasanya kesediaan orang lain itu memberi nasihat pun sudah cukup untuk melegakan perasaan kita.

Jangan manjakan perasaan
Jangan terlalu dibawa oleh perasaan. Perasaan kita kalau dilayan sangat memang semakin menjadi. Oleh itu janganlah dilayani perasaan kekecewaan itu sepanjang masa. Cuba keluar dari alam kekecewaan itu. Cuba lakukan aktivi lain yang dapat mengalihkan pemikiran anda dari masalah yang menimbulkan rasa kecewa itu. Bercampurlah dengan rakan-rakan yang lain dalam aktiviti luaran. Secara beransur-ansur, kita akan dapat melupakan perasaan kecewa itu. Walaupun kita akan memikirkannya semula setelah balik ke rumah, namun tahap kekecewaan itu pasti akan berkurangan.

Luahkan perasaan, jangan disimpan
Perasaan kecewa samalah seperti tekanan perasaan. Perasaan ini perlu diluahkan. Kajian sains menunjukkan bahawa perasaan tekanan yang disimpan dalam diri akan membentuk toksin. Oleh itu perasaan tersebut perlulah diluahkan. Lain orang menggunakan cara yang tersendiri untuk meluahkan perasaan. Ada yang menghempuk meja. Ada yang menangis. Ada yang menjerit kuat-kuat. Ada yang mencoretkan rasa hatinya dalam diari kesayangannya. Walau apa pun yang dilakukan, perasaan tekanan itu akan sedikit berkurangan setelah diluahkan. Namun cara yang terbaik untuk meluahkan perasaan adalah dengan menceritakannya kepada orang yang dapat memahaminya dan dapat pula memberi kita jalan keluar kepada masalah tersebut. Orang yang dimaksudkan ini termasuklah cikgu, kaunselor, emak. kakak atau rakan-rakan yang kita rasa cukup dewasa dan cukup memahami kita.

Biar pemikiran beransur-ansur mengatasi perasaan
Cuba menenangkan perasaan sehingga perasaan yang menguasai diri kita mula diatasi oleh pemikiran. Apabila pemikiran (otak) mula mengatasi perasaan (hati) maka mudahlah untuk kita mula melihat jalan yang lebih lurus dan bertapak di bumi nyata. Malah kalau anda beruntung, anda tidak perlu mencari jalan untuk mengatasinya lagi kerana pemikiran rasional anda telah mengatasi rasa kecewa itu.

Tiada jalan pendek atasi kekecewaan
Ingatlah bahawa tiada jalan pintas untuk berjaya. Malah kejayaan yang manis itu perlu mengharungi pelbagai ranjau. Oleh itu anda perlu faham bahawa jalan-jalan yang anda akan lalui untuk mengelakkan daripada berlaku lagi kekecewaan itu memerlukan masa yang cukup untuk dilaksanakan. Adakalanya langkah-langkah tersebut adalah berperingkat-peringkat dan hanya akan membuahkan hasil dalam jangka panjang juga. Misalnya, pokok yang ditanam tidak akan berbuah esok pagi! Sekiranya ini difahami, maka dapatlah kita menghindari kekecewaan berganda iaitu kecewa kerana langkah-langkah yang dijalankan kurang memberi hasil. Banyak bersabar. Ingat pepatah Melayu Ikut rasa, binasa. Ikut hati, mati. Ikut nafsu, lesu. Ikut perasaan? Boleh pengsan! Oleh itu apabila kita telah tenang, ikutlah akal supaya kita jadi cekal.

Bertawakal
Bertawakal bermakna menyerahkan segala nasib kepada Allah setelah kita melakukan apa yang terdaya. Nabi Muhammad s’a.w memberi contoh supaya menambat unta dan selepas itu bertawakal. Ini bermakna jika unta itu tidak diikat, bertawakal pun tak guna. Dalam kes untuk menghindari kekecewaan ini, kita pasrah kepada nasib hanya setelah kita melakukan segala usaha yang kita rasa mencukupi. Apabila kita yakin dengan tawakal kita itu, maka kita tidak akan kecewa lagi apabila mengalami kegagalan. Ini kerana kita yakin bahawa semuanya itu adalah ketentuan Allah dan adalah hikmahnya.

Tanam keyakinan diri
Kekecewaan sering timbul dan berlarutan apabila kira kurang mempunyai keyakinan diri. Apabila kita kalah misalnya, kurang keyakinan diri menyebabkan kita rasa yang kita akan sentiasa kalah lagi. Ini menyebabkan kekecewaan kita sentiasa meningkat.

Check out your life!

dazrul — Sun, 02 Dec 2007 02:15:23 UT

There are just a few simple steps you can take to preserve your chances of staying healthy.

WE are all guilty, guilty of continuously neglecting our health, one way or another, even if we do not intend to.

Moms and dads spend long hours at work to finance the many obligations and bills. Teens forgo sleep to finish a project or school paper. We so often compromise our health to meet life’s daily necessities. Subsequently, we suffer from insufficient sleep and even pick up unhealthy diets along the way.

In our quest to strive for a better life, we often sacrifice our health and medical condition. Most of the time, people learn about their health and medical condition when it might already be too late to be treated. This goes to show why nearly 5%1 and 8%2 of the Malaysian population suffer from cardiovascular diseases and diabetes, respectively, and these numbers are increasing fast.

No matter how busy you might be, you should always make time for regular check-ups. Regular check-ups are a valuable tool in maintaining good health.

It’s normal for us to visit the doctor when we feel that there’s something wrong. But the thing is, not all symptoms of deadly illnesses can be easily felt and seen. Taking proper care of your health at the right time can prevent a lot of problems in the future. So appropriate tests should be done at the right time.

For instance, a woman who has breast cancer may never notice the small lump in her right breast until she takes some time to self-assess her breasts. We may think we’re perfectly fine until we unexpectedly breakdown and find out that we’re not in tip-top condition after all.

Aside from general health and medical check-ups, women have to undergo pap smears annually to prevent cervical cancer or diseases related to the reproductive system. It is also a must for women in their 40s to go for regular mammogram.

Pregnant and lactating mothers should also undergo pre- and post-natal check-ups. Health and medical experts also advice parents to bring their children to the doctor for necessary immunisations and proper healthcare.

Since regular health check-ups is indispensable, you should see to it that you have a family doctor. A family doctor is the one who holds all your medical records for future reference.

The main aim of a check-up is to detect illness at an early stage, or better still, prevent illness occurring in the first place. Younger people should undergo general medical check-ups with special attention on blood pressure or blood sugar to prevent the onset of heart diseases and diabetes.

In adults up to about 40 years, a check-up every two years is appropriate. Older adults should be seen every year.

Fitness and exercise is part of healthy living. The more times you work to improve your health, the better your chances are of surviving life in a much healthier environment.

Maintaining a healthy weight is also important to ensuring good health as it contributes to:

Improving your blood cholesterol levels, blood pressure and blood glucose levels.

Reducing your risk of heart disease and other health related problems.

Improving your self confidence and self esteem therefore giving you good mental health.

Making it easier to be physically active.

We also often pay little attention to another key element in preserving our health – nutrition!

Nutrition refers to the nurturing of your body with all the necessary food, vitamins, and minerals in a complete and balanced proportion in order to keep it healthy and functioning as it is supposed to do and to continue to thrive in our daily lives.

A balanced nutrition is consuming macronutrients, namely carbohydrate, fat, protein and water, in the right amounts with relation to your lifestyle while complete nutrition means making sure that your body gets all the important micronutrients such as vitamins and minerals. A complete and balanced supply of nutrition in your body is vital for:

Supply of energy

Physical growth and cell maintenance

Protection against diseases

As we start being responsible towards our own health, we also set an example to our family and friends, which speaks volumes to them about their own responsibilities in maintaining their health.

It also puts us in the right physical form and state of mind to lead happy and quality lives with our family and friends whilst getting the best out of every day.

You owe it to yourself to look after your health and the health of those closest to you. Many diseases are preventable, and early detection of a disease is more cost-effective than treating the disease itself. In short, prevention is better than care.

A basic health screening programme may include:

Full physical exam: Examine major body systems

Height and weight - calculate Body Mass Index (BMI): Healthy BMI is between 18.5 and 24.9

Blood pressure: Recommended every two years for those above 18 years old. More frequently, high blood pressure is indicated. An ‘ideal’ blood pressure varies from 110/70 to 130/90 mmHg.

Pulse reading: Normal pulse rate is 72-80 beats per min, at rest

Review of medical history

Hearing test

Vision examination

Skin examination: Visual inspection of skin for abnormal or pre-cancerous conditions.

Cervical cancer screening by PAP smear: Recommended every one to three years in all women who are or have been sexually active or those who are 21 years of age or older.

Colorectal cancer screening

Breast cancer screening: Mammogram every one to two years for ages 40 to 49, every year for those above 50 years old.

Blood Screening

ECG (Resting test or stress test)

Urine Analysis

Chest x-ray

Osteoporosis: Bone mineral density ages 65 and above, every two years.

References:

1. http://cureresearch.com/c/coronary_heart_disease/stats-country.htm> ;

2. http://www.diabetes.org.my/article.php?aid=110> ;

This article is courtesy of Abbott Laboratories.

Your 7 Days Program To Positive Thinking

dazrul — Tue, 20 Nov 2007 15:37:52 UT

"Enlightenment" Your 7 days Program To Positive Thinking

I'm sure you have a bright idea hidden somewhere in the back of your mind that you just can't wait to test out. Of course you're not the only one with the bright idea. So what motivates you to churn those creative, or even inspiring juices to its utmost flavor?

It's always best to set up a personal goal where you can accomplish the most in record time, maybe like mowing the lawn in an hour before the big game on TV. A correct and positive attitude in whatever you do will make things easier, and even enjoyable.

Here are some tips to make it through the week even if you're just sitting in your favorite couch. An idea takes time to form in your head and is always at work while you are busy sitting.

Having a bit of positive thinking can help you realize things that are never thought possible. Thinking big is indeed the Malaysian Way and that what made our country prosperous.

1. Take passionate action towards living your life by design. Talk is cheap. Action = deposits in the bank of a passionately authentic future. Without it, passion is void.

This is a perfect example where dreams are made of where you start by tinkering with your mind, then with your hands. And if the idea weakens, you can always go back to it later until you finish it.

2. Commit to yourself as well as those you love to create powerfully a life you can love. Instead of reacting, commit to creating from your heart and soul, out of love rather than fear. The Malaysian Dream will always be there, but a dream will still be a dream without motion. Be amazed as the transformation begins.

3. Recognize and embrace the thought that each moment is perfect regardless of its outcome. Every time you hit on something that may appear too extreme, why not give it a shot and see if it will work. You will be surprised to see of there are other ways to get the task done in time. If you are not pleased with the outcome, decide to use that moment to learn from and make the appropriate shift.

4. Dwell completely in a place of gratitude. Learn to utilize what you have in your hands and make use of it in the most constructive way. Slipping into neediness will become less of a habit when you repeatedly shift towards gratitude, away from poverty consciousness.

5. Use a Passion Formula of Recognize/Reevaluate/Restore in place of the Shoulda/Woulda/Coulda whirlwind. The former is based in increased knowledge and abundance while the latter focuses on scarcity and lack. As you face people or tasks that may seem harder than scaling the summit of the Himalayas, allow yourself to realize that the task is just as important as giving out orders to your subordinates. You would rather be richly passionate!

6. Keep humor at the forefront of thought, laughing at and with yourself when possible. You may find yourself quite entertaining when you loosen up! I am yet to see a comedian ever go hungry even though his jokes are as 'old as great-grandma'. Life has so much to offer to allow you to mope around in self pity. Humor is very attractive, very passionate: life-giving.

7. Believe that you are the architect of your destiny. No one can take your passionate future from you except for you! Create your life authentically. As long as there's still breath in your body, there is no end to how much you can accomplish in a lifetime. The concept of thinking big is all about enjoying your work, which would lead to celebrate a discovery that is born within your hands. Watch everything flow into place with perfect, passionate precision.

It's interesting how people get wallowed up by something trivial as learning to use a computer, when nowadays that top computer companies are manufacturing software that even the kids can do it. I don't mean to be condescending, but that's the idea of not having any positive thinking in your life-you'll just end up as a dim bulb in a dark corner. So instead of subjecting yourself to what you will be doomed for, make your path by taking the first step with a positive attitude.